Everybody needs a little help from time to time to make unexpected expenses go away. Car needs a new battery two days before payday? Why not think about a payday loan? Payday Loans can be a useful way to avoid bounced check fees from your bank, and as long as you have a bank statement/proof of income and ID, they're relatively easy to obtain. As always, remember that if you're borrowing from Peter to pay Paul, this may not be a good long-term solution for your family. But every now and again you just find yourself a little short at the wrong time. No worries, it happens to all of us. These days there are many reputable businesses to help you out of a tight spot.